Klarna Pay Now (Sofort)
Klarna Pay Now is a payment system mainly used in Germany, Austria, Switzerland and Belgium. It is however widely supported accross Europe, with 20 million users and instant account verification. Originally called Sofort, the service was acquired by Klarna in 2014 and renamed to Klarna Pay Now.
The main difference with other Klarna solutions is the abscence of installment options, favouring instead immediate payments that are easier for the customer.
Klarna Pay Now is available for Professional and Unlimited accounts.
The maximum amount that can be paid with Klarna Pay Now is:
If you need to raise the limit, contact us.
How does it work for the user?
When the user chooses Pay Now as payment system, he is redirected over Pay Now payment page. Here he will find a recap of the order and can choose his bank from a list of authorized banks.
Once the user has chosen a bank, the user has to insert the same bank account login (user and password) he is used to, and finally a SMS or device pin, if requested.
Even if this results in a bank transfer, the acknowledge of the operation is istantaneous.
How to activate on Axerve Ecommerce Solutions
You can ask Axerve customer support to integrate Pay Now in your application.
If you want to use the
paymentType tag for this method, the value to use is
S2PSOF. See the section How to redirect the customer to a payment method to learn how to use the
An example of a Pay Now integration can be found in the API.
Pay Now does not need mandatory parameters, but if you send:
you can have a frictionless call directly to the first screen of Pay Now where authentication data are asked.This means that no others values are asked to the buyer.
If these fields are not sent, another page will be displayed in order to ask the necessary fields like Name and Email of the buyer.
When landing on Pay Now payment page select the Demo Bank from the bank page:
then insert the following values for a successful test payment:
|Transaction confirmation TAN||
Use low amount, like